This has been a dark month in so many ways. It’s cold. Tax season is starting to gather momentum and Steve and I are hard at work, operating with approximately one single brain between us. Unfortunately, almost all of our clients (99%) have agreed to return for another year of engaging our services. Crap. I’m sorry, God, I know I should be (am!) grateful for clients who pay us for our work, who appreciate our help. But CRAP.